Government

... > -- Housing > Downpayment Loan Assistance Programs > Housing Endowment and Regional Trust (HEART)

Housing Endowment and Regional Trust (HEART)

HEART logo

Opening Doors In Our Community Program

The Housing Endowment and Regional Trust of San Mateo County (HEART) and Meriwest Credit Union are pleased to announce a new downpayment assistance loan program for families in our city who would like to buy a first home or move closer to transit in San Mateo County.  The program has been re-designed for today's market conditions and offers a first mortgage through Meriwest paired with a second loan from HEART offering up to $75K in downpayment assistance.

This is a safe, secure and sensible loan package for families who meet the following criteria:
  • Household maximum income of $150,000
  • Maximum home purchase price of $521,250
  • Minimum 5% downpayment
  • Work in San Mateo County, or live in a HEART member city
  • First-time buyer or a "move-closer" buyer
  • FICO score of 680 or better
More Information on the Program
For more information on this program, visit 
http://www.heartofsmc.org/open/ to see if you qualify or call a Meriwest loan consultant at 1-408-363-3451. You can also click on the links below for additional program information: